Guest: Hal Sweasey, Realtor (RE/MAX, Team Sweasey real estate)
Hosts Daniel Podesto and Jason Grote update listeners on the latest real estate, financial, and economic news. Guest Hal Sweasey of RE/MAX and Team Sweasey real estate joins for the second hour of the show to talk about the San Luis Obispo County housing market.
Guest: Mary McNally, Realtor (Peterson Realty). (Episode Preview)
Mary McNally joins the show to talk investment property and alternative investment strategies, including the use of retirement accounts to purchase real estate.
Guest(s): Glen Covert, AM Sun Solar. Stacey Korsgaden, Farmer’s Insurance
The first guest on the show is Glen Covert, a solar consultant at AM Sun Solar. Glen got into the solar business two and a half years ago, and explains the basic benefits of switching to solar:
- Anyone who has an electric bill over $100 can save by switching to solar.
- The technology is extremely reliable and requires little to no maintenance.
- Solar panels last long term, and you’ll see a return on your investment in roughly 5 years.
Jason, who has always been a fan of solar, asks the “elephant in the room” question about getting over the less-than-appealing looks of solar, to which Glen explains the advancements the technology has seen. Many solar options blend in well with the roofing of a house.
Glen and Jason then talk financing options for solar systems, and Jason seems convinced that it’s a technology worth investing in. You can learn more about AM Sun Solar HERE.
Stacey Korsgaden joins Jason and Will for the second half of Mortgage Matters. Stacey is a Farmer’s Insurance agent based out of Arroyo Grande, and has been in the business over 25 years.
Jason talks about how he’s often surprised and alarmed that many of his clients are under-insured. Stacy and Jason discuss the risks and dangers of being uninsured and the importance in reviewing your policy every year.
Stacey explains her emphasis on client relationships and everyone agrees that both quality service and competitive pricing are important when looking for an insurance provider. You can learn more about Stacey and Farmer’s Insurance HERE.
Guest: Monica Chudgar, Patterson Realty
Though the weather is gloomy, Dan and Jason bring news to be happy about on the first day of fall.
Pleased with the Fed’s transparency, Jason uses the analogy of flying a plane to describe the U.S economy: the U.S economy was in a nose dive, and the fed’s stimulus program is helping us straighten back out and build up air speed before we can begin to climb again towards a healthier, more stable and successful economy (one which doesn’t rely on these stimulus programs). So when will that climb (tapering) begin? Dan’s prediction is not for a while. With a 9-1 decision to not taper this month, it could be as late as next year before tapering begins.
Dan and Jason then move on to briefly discuss the debt ceiling and potential government shutdown, joking that the continual “economic crises” is just the governments’ way of providing a surplus of material for Mortgage Matters each week!
Local realtor and appraiser Monica Chudgar joins the show the second half. She talks about the benefits in having both realtor and appraiser experience, and the movement of younger professionals joining the real estate community.
Jason and Monica bond over their local roots in Los Osos, and discuss the recent major sewer project, expected to be completed in 2015 or 2016.
Dan and Jason end the show discussing the recent local unemployment figures and the divide in unemployment. The recent trend in data suggests that lower income brackets see a much higher unemployment rate than those earning six figures.