Central Coast Lending is proud to welcome Pat Carter to the team! More about Pat:
Prior to entering the loan business in 2005, Pat spent 20 years working in retail management. It was there that Pat formed the customer relationship principles that would be the backbone of his loan business. Pat promises to give each of his clients constant contact and full attention throughout the loan process, staying with them to make sure that each of loan closes on time and with minimal hassle.
Pat lets the referrals speak for themselves. He has never had to advertise, and routinely goes above and beyond to help his clients. He has worked with clients for over 18 months, moving from credit repair, to qualification, and finally to close.
Pat moved to the Central Coast to find a better way of life for himself and his family. As a resident of Cayucos, he is excited to take part in the local community.
Contact Pat by phone (805.235.5141) or by email ([email protected]) with any home loan questions!
The Central Coast’s most trusted local lender just got even more local.
Central Coast Lending is proud to announce that we are now a direct lender, adding yet another option to our extensive loan program portfolio.
As direct lenders, we control the loan process: loans are underwritten, processed, and funded locally.
President Obama signed the 2014 Farm Bill on February 7th in East Lansing, Michigan. The final iteration of the bill included compromise budgets for issues such as farm subsides and food stamps. The $956 billion farm bill also extended and expanded funding for the USDA loan program.
Central Coast Lending offers finance for Pre-HUD built manufactured homes.
Pre-HUD refers to manufactured homes that were built prior to July of 1976, at which time the Department of Housing and Urban Development (HUD) released a building code for such properties. Our mortgage program offers finance to manufactured homes built from 1970 to present.
Central Coast Lending is proud to be one of very few lenders in San Luis Obispo County to offer finance for property designated as “chattel,” which includes mobile homes and manufactured homes that are not affixed to a permanent foundation. [Click here for more information on the program.]
Program Includes unique financing options for manufactured and mobile homes
Central Coast Lending is proud to in of very few lenders in San Luis Obispo County to offer financing for property designated as “chattel,” which includes mobile homes and manufactured homes that are not affixed to a permanent foundation. [Click here for more information on the program.
Central Coast Lending has expanded its loan program offerings to include a new class of manufactured and mobile home properties. Finance for these types of properties is extremely rare on the California Central Coast and San Luis Obispo County.
Central Coast Lending will be closed Monday, October 14 for Columbus Day. We will resume regular business hours Tuesday, October 15.
Central Coast Lending’s very own Dan Podesto and Jason Grote will be special guests on the Dave Congalton show this afternoon from 3:00-4:00pm on KVEC 920!
They’ll be joined by Greg Astle of Remax Morro Bay, and will be discussing a variety of topics, including whether or not they think Fannie Mae and Freddie Mac should continue, or be replaced by new programs.
Tune in to KVEC 920 TODAY from 3:00-4:00pm, or listen online HERE.
Construction loan specialist Doug Levine has joined Central Coast Lending and will work out of its Paso Robles office at 1921 Spring Street.
Prior to entering the lending business, Levine worked in the construction industry. He credits his time as a builder with giving him a unique view of the lending business.
“I saw the benefit with getting involved with everything from building and sales, to funding” said Levine.
With his experience, Levine serves as an adviser for every stage of the home building process, including design, land acquisition, finance, and building.
Over the past 20 years, Levine has focused on home loans. He founded Sierra Pacific Mortgage Services basing his business around San Jose, Los Gatos, Monterey, Carmel, and Lake Tahoe.
Today, Levine sees potential in the Central Coast market.
“The Real Estate market is coming back and new construction homes are becoming very popular and attainable ,” he said. ”Both owner-occupied construction loans and even spec or investor loans are now available.”
Levine has been visiting the Central Coast for over 25 years, and is happy to now call Paso Robles home.