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12
Apr

Central Coast New Listings Report: April 4 – April 11

Below, see the number of new listings for homes in Central Coast cities from April 4 through April 11.  See the listings on Keith Byrd’s website SloCountyHomes.com. Byrd’s website updates new listings daily.

April 4 - April 11 New Listings

  • Arroyo Grande – 8
  • Atascadero – 12
  • Bradley – 3
  • Buellton – 3
  • Cambria – 9
  • Cayucos – 2
  • Grover Beach – 7
  • Lompoc – 8
  • Los Osos – 2
  • Morro Bay – 4
  • Nipomo – 10
  • Oceano – 7
  • Orcutt – 9
  • Paso Robles – 18
  • Pismo Beach – 5
  • San Luis Obispo – 16
  • Santa Maria – 20
  • Santa Ynez – 4
  • Solvang – 1
  • Templeton – 4
10
Apr

Mortgage Matters Radio: April 5 (NEW)

Guest: None

Central Coast Lending Soundcloud (full episode downloads)

10
Apr

Mortgage Matters Radio: March 29 (NEW)

Guest: Dan Ferreira, Ferreira INC.  (episode preview)

Central Coast Lending Soundcloud (full episode downloads)

10
Apr

Is High Frequency Trading Affecting Your Long Term Mutual Fund Investments?

While I don’t have the answer to this question at this point, I do have a few thoughts to share on High Frequency Trading (HFT). The whole idea of high frequency trading in the markets is interesting stuff indeed.

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10
Apr

Mortgage Rate Update (April 7 – April 11)

Below, please see our mortgage rate update for the week of April 7 – April 11. Mortgage rates have dropped by about 1/8 or 0.125 percent over the past week.

See our weekly market update column here: “March Employment Report Comes in as Expected.”

APR calculations assume a rate and term refinance of a single family detached owner-occupied primary residence, loan amount $417,000 ($561,200 for high balance and $625,000 for jumbo), and a minimum FICO score of 760.

Obtain a free pre qualification and rate quote from Central Coast Lending today! Give us a call at 805.543.LOAN.

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8
Apr

March Employment Report Comes in as Expected

I typically use the words “envy” and “jealousy” interchangeably, but I recently had reason to learn the difference as I prepared to mention this $5.5 million dollar home out in Ballard, California.

1042645_14The place has the perfect mix of old Spanish-style ranch, with warm walls, exposed beams, and that nostalgic flair for the California frontier. But really, this (see right) is what did it for me. What a view!

So to the future owner of this gem: am I jealous or envious? As best I can make out, I am filled with straight envy. Envy refers to desire for another person’s possessions, jobs, living locations, etc. Jealousy deals more with personal status than specific possessions – coveting another’s time, affections, or success.

Despite the occasional unpleasant stabs of envy, I enjoy perusing the new listings on Keith Byrd’s daily tracker. It is always a little fun to play imagination a bit before crunching through the real world.

Most recently for our “real world”, we have an update on the U.S. employment situation. The widely followed Bureau of Labor Statistics (BLS)  release gives a month-to-month overview of labor in the United States.

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7
Apr

Mortgage Matters Radio: March 22 (NEW)

Guest: None.

Central Coast Lending Soundcloud (full episode downloads)

7
Apr

Mortgage Matters Radio: March 15 (NEW)

Guest: Wes Burk, Patterson Realty. 

Central Coast Lending Soundcloud (full episode downloads)

7
Apr

Mortgage Matters Radio: March 8 (NEW)

Guest: None.

Central Coast Lending Soundcloud (full episode downloads)

4
Apr

Central Coast New Listings Report: March 28 – April 3

Below, see the number of new listings for homes in Central Coast cities from March 28 through April 3.  See the listings on Keith Byrd’s website SloCountyHomes.com. Byrd’s website updates new listings daily.

New Listings March 28 - April 3

 

  • Arroyo Grande – 10

    IMGP4028

    View of Morro Rock from the Morro Strand Beach.

  • Atascadero – 11
  • Bradley – 2
  • Buellton – 1
  • Cambria – 4
  • Cayucos – 3
  • Grover Beach – 1
  • Guadalupe – 1
  • Lompoc – 7
  • Los Alamos – 3
  • Los Osos – 4
  • Morro Bay – 7
  • Nipomo – 8
  • Oceano – 6
  • Orcutt – 16
  • Paso Robles – 15
  • Pismo Beach – 5
  • San Luis Obispo – 20
  • Santa Margarita – 1
  • Santa Maria – 23
  • Santa Ynez – 1
  • San Simeon – 1
  • Shandon – 1
  • Solvang – 4
  • Templeton – 6