Energy Efficient Mortgage & Home Loan
Central Coast Lending is a leading broker of Energy Efficient Home Loans on the California Central Coast. Our expert team of loan officers make the process of mortgage finance (or refinance) easy and understandable. With rates at today’s record lows, you can save thousands off your monthly bill.
We guarantee straightforward, honest advice. Contact us for a friendly and confidential discussion about your finances:
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Energy Efficient Mortgage Overview
An Energy Efficient Mortgage (EEM) is a mortgage that credits a home’s energy efficiency in the mortgage itself. EEMs give borrowers the opportunity to finance cost-effective, energy-saving measures as part of a single mortgage and stretch debt-to-income qualifying ratios on loans thereby allowing borrowers to qualify for a larger loan amount and a better, more energy-efficient home.
For more information, go to www.energystar.gov
We broker Energy Efficient home loans for the Central Coast and throughout the entire state of California. Among others, we supply Energy Efficient loans for:
San Luis Obispo County:
Arroyo Grande, Atascadero, Avila Beach, Cambria, Cayucos, Creston, Grover Beach, Los Osos, Morro Bay, Nipomo,Oceano, Paso Robles, Pismo Beach, San Luis Obispo, San Miguel, San Simeon, Santa Margarita, Shandon, Templeton, and surrounding cities.
Santa Barbara County:
Buellton, Carpinteria, Goleta, Guadalupe, Hollister Ranch, Isla Vista, Lompoc, Los Alamos, Los Olivos, Mission Hills,Montecito, Orcutt, Santa Barbara, Santa Maria, Santa Ynez, Solvang, and surrounding cities.
Bakersfield, Delano, Arvin, California City, McFarland, Ridgecrest, Maricopa, Taft, Oildale, Lamont, Rosamond,Rosedale, Greenfield, Lost Hills, and surrounding cities.
Carmel, Del Rey Oaks, Gonzales, Greenfield, King City, Marina, Monterey, Pacific Grove, Salinas, Sand City, Seaside, Soledad, and surrounding cities.