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An Overview of Central Coast Lending

about us


Central Coast Lending is a local mortgage lender with three offices throughout SLO County. We serve our community with honesty and integrity, offering the lowest prices, the best service, the largest loan portfolio, and the commitment to do right by the Central Coast Community.

Central Coast Lending: The Mortgage Experts 

Locations   |   Staff   |   Contact   |   Testimonials


about us history and philosophy2Central Coast Lending was incorporated in the wake of the 2007-2008 housing collapse. Owners Dan Podesto and Jason Grote foresaw the crash, noticing the widespread use of unsafe lending practices and risky loan programs. When the bubble popped, Podesto and Grote incorporated Central Coast Lending to be an ethical, practical mortgage brokerage.

The Central Coast Lending business philosophy is based around education, honesty, and openness. We strive to educate the community, our clients, and all potential borrowers about the real estate market and the mortgage process. We hope to help every buyer make the best decision possible for their own finances.

To keep everybody informed, we have created extensive website ( providing daily articles and analysis, and a weekly radio show on KVEC 920 (Mortgage Matters) to discuss the latest developments.

Radio Show   |   Market Update blog   |   The Mortgage Process Explained


about us services

Central Coast Lending specializes in home purchase and refinance loans. While we are located on the Central Coast, we serve the entire state of California.

Loan Programs   |   Apply Now   |   CCL Mortgage Rate Tracker


about us community involvement

We live and work locally, and we our proud to take part in the Central Coast community:

  • A rating with the Better Business Bureau
  • Chamber of Commerce members in SLO, MB and Paso Robles
  • Affiliate members of the SLO, Scenic Coast and Paso Robles Associations of Realtors
  • Habitat for Humanity volunteer

We started our own blog called “SLO County Locals” to write about the comings and goings of local people, business, and events:

SLO County Locals Blog

Owners Podesto and Grote lead by example:

Dan Podesto

Dan Podesto

President of Morro Bay 4th, Inc. from 2011-2013

CAMP Board Member

Graduate of Leadership SLO Class 19

Top 20 Under 40

Vice-Chair of MB Community Promotions Committee (2010 – 2012)



Jason Grote

Past Business Networking International (BNI) president, current member

Vice President and President Elect of CA Association of Mortgage Professionals (CAMP)

San Luis Obispo Leadership Class 20 Graduate