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Archive for August 2011

20
Aug

Market Turmoil Gives Prime Refinance Opportunity

With the market taking 100 point leaps and ensuing 100 point drops, a unique opportunity presents itself for homeowners on the fence about refinance. Interest rates have fallen sharply as investors flock to the relative security of the bond market.

We sent this FLIER out to a number of our clients on the fence about refinance.

19
Aug

Interest Rate Methodology

APR is subject to increase and terms subject to change. APRs may vary depending on loan details such as points, loan amount and loan-to-value, your credit, property type and occupancy. Closed rate and APR assume a rate and term refinance of a single family detached owner-occupied primary residence, loan amount $417,000 ($561,200 for high balance and $625,000 for jumbo), and a minimum FICO score of 760. Situations vary based on applicant.

We publish the rates that reflect the option closest to one point in total cost.  We refer to “total cost” as the combination of the CCL origination charge combined with the lender’s cost for its rate.

18
Aug

Mortgage Matters Archive

June 2014

June 7

 

May 2014

May 31 (Rerun)

May 24 (Rerun)

May 17 (Guest: Wes Burk)

May 10 (Guest: David Cryden – Certified Financial Planner, Blakeslee & Blakeslee)

 

April 2014

April 26 (Guest: Hal Sweasey – RE/MAX, Team Sweasey Real Estate)

April 19 (Guest: Wes Burk – Patterson Realty)

April 12

April 5

 

March 2014

March 29

March 22

March 15 (Guest: Wes Burk – Patterson Realty)

March 8

March 1 (Guest: Evan Moffitt – KD Janni Landscaping)

 

February 2014

February 22 (Guest: Russell Goldman – GJ Gardner Homes)

February 15 (Guest: Wes Burk – Patterson Realty)

February 8

February 1 (Guest: Tom Bordonaro Jr. – San Luis Obispo County Assessor)

 

January 2014

January 25: (Guest: Guy Torelli – Torelli Investment Realty)

January 18: (Guest: Wes Burk – Patterson Realty)

January 11: (Guest: Craig Darnell – Blakeslee & Blakeslee)

January 4: (Guest: Richard Keenan, Narlene Carter Keenan – The Keenan Carter Group)

 

December 2013

December 14: (Guest: Ty Christensen – Webber-Nelson Realty)

December 7: (Guest: Richard Keenan, Narlene Carter Keenan – The Keenan Carter Group)

 

November 2013

November 23: (Guest: Eric Foronjy – Hague Quality Water)

November 16: (Guest: Wes Burk – Patterson Realty)

November 9: (Guest: Mary McNally – Peterson Realty)

November 2: (Guest: Keith Jones – Keller Williams Realty)

 

October 2013

October 26

October 5 (Guest: Julia Ogden – Habitat for Humanity)

 

September 2013

September 28 (Guest: Stacey Korsgaden – Farmer’s Insurance; Glen Covert – AM Sun Solar)

September 21

September 14

September 7

 

August 2013

August 31 (Guest: David Cryden – Blakeslee & Blakeslee)

August 24 (Guest: Andrew Moreno – San Luis Obispo Economic Vitality Corporation)

August 17 (Guest: Keith Byrd- The Keith Byrd Team, Patterson Realty)

August 10 (Guest: Chris Richardson – Managing Partner at Richardson Properties)

 

July 2013

July 27 (Guest: Wes Burk – Owner, Patterson Realty)

July 20

July 13 (Guest: Mary McNally – Local Realtor and Investment Property Expert)

July 6

 

June 2013

June 29

June 22

June 15 (Guest: Russ Goldman – G.J. Gardner Homes)

June 8

June 1

 

May 2013

May 25

May 18 (Guest: Dan Ferreira – Owner, Ferreira Contracting)

May 11 (Guest: Julia Ogden – Chief Executive Officer, Habitat for Humanity in San Luis Obispo County)

 

April 2013

April 20 (Guest: Wes Burk – Owner, Patterson Realty)

April 13 (Guest: Taylor Newton – Eco Rotary President, founder – Newton Cultivation LLC)

April 6 (Guest: Brian Ghiglia – REC Solar Inc.)

 

March 2013

March 30 (Guest: Wally Greenaway – Appraisal Group of the Central Coast)

March 23 (Guest: Steven Pults – Pults & Associates)

March 16 (Guest: Steve Hamilton - Cal Poly Economics Professor

March 9 (Guest: Eric Foronjy – Hague Quality Water)

March 2

 

February 2013

February 23 (Guests: Ray Dienzo & John Diodati – Los Osos Wastewater Project)

February 16 (Guest: John Buerger – Altus Wealth Solutions)

February 9 (Guest: Heinz Huebner – Hope’s Village of SLO)

February 2 (Guest: Steve Delmartini – San Luis Obispo Realty)

 

January 2013

January 26  (Guest: Scott Brennan – Access Publishing)

January 19

January 12 (Guest: Wes Burk – Owner, Patterson Realty, Bradley Liggett – Estate Planning)

 

November 2012

November 10 (Guest: Sheryl Flores – People’s Self Help Housing)

 

October 2012

October 13 (Guest: Wes Burk – Owner, Patterson Realty, Bradley Liggett – Estate Planning)

 

September 2012

September 29 (Guest: Will Barnaby- Loan Officer, Central Coast Lending)

September 22 (Guests: Bruce Keogh, Dylan Wade- Morro Bay Wastewater Treatment Plant)

September 15 (Guest: Wes Burk – Owner, Patterson Realty)

September 8 (Guest: Dan Ferreira- Owner, Ferreira Contracting)

September 1

 

August 2012

August 25

August 18

August 11 (Guest: Julia Ogden- Habitat for Humanity)

August 4 (Guest: Ryan Baker- Young Professionals Networking Group)

 

July 2012

July 28 (Guest: Wes Burk – Owner, Patterson Realty)

July 21

July 14

July 7 (Guests: Matthew Linden, Andrew Goodwin- ConsciousBuild, LLC)

 

June 2012

June 30

June 23 (Guest: Craig Darnell, Darnell Financial Planning)

June 2

 

May 2012

May 19  (Guest: Wes Burk – Owner, Patterson Realty)

May 12 (Guest: Jacob Rodrigues – Appraiser/Realtor)

May 5 (Guest: Susan Rodrigeuz – State Farm Insurance)

 

April 2012

April 28 (Guest: Eric Fisher – Cal Poly Economics Professor)

April 21 (Guest: Wes Burk – Owner, Patterson Realty)

April 14 (Guest: America’s Lease)

 

March 2012

March 31

March 24 (Guest: Brian Ghiglia – REC Solar)

March 17 (Guest: Renier Dresser – Patterson Realty)

March 10 (Bradley Liggett – Estate Planning)

March 3

 

February 2012

February 25 (Guest: Tim Kelly – Green Goods)

February 18 (Guest: Wes Burk – Owner, Patterson Realty)

February 11 (Guest: Claudia Harmon Worthern – EcoPlanners, LLC)

February 4 (Guest: Lana Adams – SLO Green Build)

 

January 2012

January 28 (Guest: Wes Burk – Owner, Patterson Realty)

January 21

January 14 (Guest: Dan O’Hare – Principal, GBP&B Public Accountants)

January 7

 

December 2011

December 17 (Guest: Wes Burk – Owner, Patterson Realty)

December 10

December 3

 

November 2011

November 19 (Guest: Wes Burk – Owner, Patterson Realty)

November 12 (Guest: Scott Engle – President, Engle & Associates Insurance Brokers)

November 5 (Guest: Kara Blakeslee – Attorney and Financial Planner, Blakeslee)

 

October 2011

October 29 (Guest: Tom Bordonaro Jr – SLO County Tax Assessor)

October 22 (Guests: Gabriel Frank – Owner, Gardens by Gabriel; Wes Burk – Owner, Patterson Realty)

October 15

October 8 (Guest: Doctor Eric Fisher – Cal Poly Professor of Economics)

 

September 2011

September 24 (Guest: Bob Crizer – President/CEO, Crizer Wind Energy; Eric Bergman – Director of Operations, Crizer Wind Energy)

September 17

September 3

 

If you would like to request a free copy of an episode prior to September 2011, please contact Rylan Stewart ([email protected]) for more information.